Crunch the numbers and define your budget. By getting pre-approved for a mortgage in advance, you can go into your home search with a clear understanding of your true affordability, and a competitive edge when it comes to negotiating on an offer.
Before you narrow your search down to individual homes, consider what geographical area is best suited for your lifestyle. Keep the convenience factor in mind: how close is it in proximity to the amenities you use regularly?
Put pen to paper (or pull out your phone) and create a list with three sections: must-haves, preferences, and deal breakers. This will help you gain clarity and you’ll refer back to it often when comparing homes.
Having a team of trusted professionals in your corner to offer expert advice and guidance will help ensure you make the best decision for your finances and your future. This is why you want to choose a real estate expert who has your best interests top of mind. Your agent should be able to refer you to other reputable professionals as needed, such as a mortgage specialist, home inspector, and lawyer.